Consider filing for personal bankruptcy protection. This is a last-ditch tactic to be sure, but it may be better for you than a foreclosure. With a foreclosure, your home will be taken away from you, your credit rating will be seriously damaged and you
Set financial priorities that fit your current circumstances. When you
Seek out legitimate help. Considering how many con artists have emerged during the mortgage meltdown, it can be difficult to know where to turn. Here are some options to try that aren
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Explore the
Consider selling your home. This may be one of the most painful decisions you
Understand your mortgage rights. As unappealing as this task may seem, dig out that pile of loan documents you received when you bought your home. Start scanning them for the answer to this question: What can your lender do to you if you
Contact your lender and explain your situation. This step may scare you to death
Face the problem head-on. Have you fallen into the habit of throwing all the ominous-looking mail you
Distressed homeowners aren